Bad credit problems aren’t entirely new in the UK, and lenders offering loans and services for bad credit customers have been in the business for quite some time already. There are sites specialising in giving bad credit credit cards such as, and sites offering bad credit mobile contracts.. We work very similarly with these companies, in that we are focused on lending a helping hand to those who have been rejected by everyone else because of past blemishes on their credit rating.

Here at Pontins Loans, you are sure to get the rightful unsecured loan for your needs, whatever type of credit history you may have. Whether you have arrears, CCJs, or have even been bankrupt in the past, we can find you a loan that fits your circumstances. All you need to do is to accomplish our FREE form, and we’ll take it from there!

What are Unsecured Loans?

Unsecured loans are personal loans advanced to the debtor that do not require an asset to back up the loan, unlike secured loans. This doesn’t give the lender any legal right over your property and frees you from any risk of putting down collateral. If you default on payments, it is against the law for you to be forced to sell or surrender any of your properties to your creditor.

Because of the higher risk on the lender’s part, unsecured loans may be more expensive than secured loans. However, these are simple, straightforward loans that you can obtain any minute without having to go through taxing paperwork involving your asset.

Benefits of Unsecured Loans

Unsecured loans can be considered as the safest form of borrowing, obviously because there’s no involvement of collateral. However, you need to keep in mind that you may be brought to the court for your unpaid debt, and there may be other legal and collection costs that may be charged against you, so don’t take borrowing an unsecured loan lightly.

Unsecured loans are also perfect for those who don’t really own any property that has substantial amount in it. Because there’s no intricate paperwork or property evaluation to be done, cash is made available that much faster than secured lending. If you’re looking to borrow a relatively small amount of cash quickly, an unsecured loan may be a better fit for your needs.

What We Do?
We are brokers who compare various loan products among the country’s top unsecured loan providers. We list down everything that you need, from traditional payday loans to guarantor loans and make them easily accessible for you in just a few clicks.

We can help you obtain any amount of cash between £100 and £5,000. Whether you need it for some real emergencies or to cover for recent unpaid bills, we can get you any amount quick and simple.

Why Pontins Loans?

The loans market is vast, and searching for the right product all by yourself could take a lot of time and effort, without the assurance that what you will find is the best out there. Using our service, on the other hand, can help you save time and costs on borrowing. Granted that unsecured, bad credit loans have higher APR’s because of their nature, the deals that we show you are the most competitively priced offers from our leading providers.

We are the only brokers in the market who offer truly free, no obligation service. Unlike other sites, what we provide is an honest advice and comparison. We do not charge you for doing this, nor do we surprise you with hidden costs at the end. In fact, by using Pontins Loans, you may be able to save more money because we give you access to deals that are exclusively available through our direct partnerships with the lenders.

Ready to get started? Just submit your details through our form above and we will call you back with our instant decision!